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DASK (Compulsory Earthquake Insurance)
Mandatory, reliable protection for your home against earthquakes and quake-related damage.
DASK (compulsory earthquake insurance) is the legal product in Türkiye that secures residential buildings against earthquake and earthquake-related losses. It is required for homeowners and is requested for title work, electricity and water subscriptions, and many other formalities.
As İlsa Insurance we arrange your DASK policy quickly at competitive prices and help you keep your property continuously protected.
Illustrative page — contact İlsa Insurance for binding quotes and official DASK policy documents.
What you need to know about compulsory earthquake insurance (DASK)
Under Türkiye’s disaster insurance legislation, privately owned residential premises and independent sections used as commercial premises or offices must have compulsory earthquake insurance (DASK). DASK covers damage caused directly or indirectly by earthquakes, including subsequent fire, explosion, tsunami, and landslide damage to insured buildings.
DASK provides protection for fundamental building elements:
You can start the policy process quickly with your DASK (UAVT) address code or by searching with your full address — our team at İlsa Insurance will guide you through the steps.
What does DASK cover?
Compulsory earthquake insurance covers the following:
The difference between DASK and home insurance
DASK only covers earthquake and earthquake-related damage to the insured building.
Home insurance can also cover fire, flood, theft, and many other risks, including contents. For the most comprehensive protection, both policies are usually recommended together.
Guarantees at a glance
Protect your building against earthquake damage and related disasters such as fire, explosion, tsunami, and landslide with compulsory earthquake insurance (DASK). Combine with home insurance when you need contents and wider perils.
| Coverage | DASK (compulsory) | Home insurance |
|---|---|---|
| Earthquake and earthquake-related structural damage (as defined in the policy) | Covered | Covered |
| Household contents and wider non-earthquake perils | Not covered | Covered |
Illustrative comparison — exact guarantees depend on your DASK schedule and the home policy you choose.
How are DASK premiums determined?
Premiums are calculated using criteria such as:
Across insurers the same DASK tariff principles apply. The insured location is identified with the UAVT address code, and the earthquake risk zone of that address is one of the main price drivers together with construction type and gross area.
To obtain an indicative premium you need your property’s UAVT address code or the full address so the building can be matched to the correct risk band.
Why İlsa Insurance?
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Insurers we work with
We compare products from leading Turkish insurers so you can see clear options and our best available deals.
Hepiyi Sigorta
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Frequently asked questions
Compulsory earthquake insurance — related documents
Our expert says
“Keep your UAVT address code handy — DASK pricing and eligibility are tied to the insured location and building characteristics declared at quote stage.”
Mehmet Yılmaz
Property underwriting — İlsa Insurance
Need a DASK policy or renewal?
Contact İlsa Insurance for a fast quotation and help with UAVT address details.
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