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Home insurance
Protect your home and belongings in all situations.
Home insurance is a comprehensive type of insurance that protects your home and its contents against unexpected risks. It provides financial security against fire, flood, theft, natural disasters, and many other risks.
At İlsa Insurance, we help you determine the most suitable home insurance package for your needs.
Illustrative page — contact İlsa Insurance for binding quotes.
Do I need home insurance?
Home insurance isn't a legal requirement but it's definitely worth considering. In some cases you are required to buy a policy as a condition of your mortgage when buying a property.
A buildings insurance policy is designed to help with the cost of rebuilding your home if it is damaged by fire or flooding. Or it can help to pay for the cost of a damaged roof, for example. It varies by policy but buildings insurance also covers general repairs such as roof repair, or any damage to internal pipes.
Contents insurance is designed to provide cover to help you protect your belongings if they are stolen or damaged.
Shopping around for the best house insurance quote is vital, but bear in mind that the cheapest policy isn't always the most suitable.
Compare home insurance with İlsa Insurance
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The difference between DASK (Compulsory Earthquake Insurance) and home insurance
Compulsory earthquake insurance (DASK) only covers structural damage caused by earthquakes. Home insurance covers fire, flood, theft, and many additional risks. For the most comprehensive protection, both types of insurance are recommended.
What does home insurance cover?
Depending on the chosen policy, it may include the following coverages:
Coverage can be expanded depending on the insurance company and the chosen package.
How are home insurance prices determined?
Premiums are determined based on the location of the property, its square footage, building type, the value of the contents, and the coverage chosen. Contact us to receive the most accurate price quote.
Understanding home insurance costs in 2026
| Cover type | Indicative premium* |
|---|---|
What is driving your premium?
Why İlsa Insurance?
Local expertise with access to multiple insurers.
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Insurers we work with
We compare products from leading Turkish insurers so you can see clear options and our best available deals.
Hepiyi Sigorta
Mapfre Sigorta
Sompo Japan Sigorta
Doğa Sigorta
Quick Sigorta
Our expert says
“Home cover should reflect how you live in the property — do not under-insure the rebuild cost, and do not pay for contents extensions you will never use.”
Mehmet Yılmaz
Property underwriting — İlsa Insurance